BENEFIT CONSULTING & DESIGN

  • STRATEGIC PLANNING

    At Sage Benefit Advisers our goal and mission is very simple – to work with clients that are focused on improving their employee benefits experience and creating a positive, profitable, and productive culture within their organization. We intend to deliver an employee benefits consulting model to the middle-market.

    ABOUT US

  • CONSULTING, MANAGEMENT & SUPPORT

    Sage Benefit Advisers are here to help you answer the strategic questions that benefit your business, your employees and your bottom line. That is how Sage Benefit Advisers can benefit you!

    OUR SERVICES

  • EXPERTISE

    If we satisfy our clients, it means that we are doing our job right. See what our clients have to say about Sage Benefit Advisers.

    Testimonials

  • CONVENIENCE

    Sage Benefit Advisers are headquartered in Peterborough, New Hampshire and have offices in Boston MA and Springfield MA.

    Contact Us

About Sage Benefit Advisers

Sage Benefit Advisers is a privately held Employee Benefits Consulting Firm that prides itself in its proficiency in exceptional knowledge of the employee benefits sector. We provide the most personal service available, thus earning a reputation for excellence in our industry.

 

We are able to provide our clients with the knowledge and services necessary for success. We are focused on middle market employer groups. Our mission is simple, we help our clients protect their most valued asset, Human Capital. For each of our clients we strive to help create a program that helps recruit and retain key talent.

Our staff consists of experienced professionals with a “hands on” approach to benefits strategic planning. Below are the key members of Sage Benefit Advisers team.

Vinnie Daboul
Managing Partner and Co-Founder

Vinnie has been in Health & Welfare consulting for over 30 years. He brings his clients expertise in underwriting, benefits design and benefits strategic planning. Vinnie has a Bachelor’s Degree in Finance from the Isenberg School of Management, University of Massachusetts, Amherst. He is a licensed producer in multiple states across the country.

Philip Healy
Partner and Co-Founder

Philip has been working in the employee benefits industry for the past 25 years. Philip is also the founder and owner of R.T. Consulting, a firm focused on Benefits Administration.  Philip has a Bachelor’s Degree in Marketing and Entrepreneurial Studies from Babson College and is a licensed producer in the lines of Accident, Health & Life, and Property & Casualty in over 40 states.

Karyn Barretto
Managing Director/Operations Manager

Karyn has worked in employee benefits for 25 years. Karyn has a Bachelor’s Degree in Business Administration and Economics.  She is a licensed producer in the lines of Accident, Health & Life in the state of NH.

Adriane Robbins

Director of Client Services

Adriane focuses on client management at Sage Benefit Advisers. She has been with Sage Benefits Advisers since its inception.  She has worked in employee benefits customer service for 18 years. Adriane graduated from Keene State College and is a licensed producer in the lines of Life, Accident and Health in the state of NH.

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Our Services

Our goal is to help you answer the strategic questions that benefit your business, your employees and your bottom line. That is how Sage Benefit Advisers can benefit you!

Strategic Benefit Consulting

  • Establish goals
  • Systematic analysis of all benefit plans
  • Financial modeling
  • Plan design review & benchmarking
  • Develop Long Range Strategic Plans & Objectives
  • Evaluate Alternate Plan Design Options
  • Compliance review & guidance
  • Employee contribution strategy
  • Self-insured working rate development
  • Contributions and Funding
  • Strategies/Methodologies
  • Predictive Modeling of Benefit Changes/Renewal
  • Renewal Plan Modeling
  • Reserve IBNR Calculations
  • Trend Analysis

Carrier Selection & Management

  • Vendor procurement and implementation
  • Performance guarantee negotiation and management
  • Contract review
  • Renewal assessment and negotiation

Benefit Plan Administration

  • Simplified process management
  • Online tools to organize and manage benefit plans
  • On-line enrollment facilities
  • Communication content development and design
  • Employee contribution strategy
  • Self-insured working rate development
  • Client Advocacy
  • Eligibility audits

Wellness & Employer Health Asset MGMT

  • Simplified process management
  • Online tools to organize and manage benefit plans
  • On-line enrollment facilities
  • Communication content development and design
  • Client Advocacy
  • Eligibility audits

Employee Communications

  • Develop Communication Strategies that work for Employee population
  • Manage Open Enrollment Meetings
  • Oversee the development of on-line communication tools
  • Support in the design, implementation and execution of all employee communications

Merger & Acquisition Support

  • Experience supporting a variety of corporate transactions
  • M&A, Private Equity and Venture Capital
  • Financial projections, plan integration and consolidation
  • Plan termination, and employee disruption modeling

Pharmacy Consulting

Is a new, developing area of opportunity for employer savings. Our Pharmacy Consultancy practice provides the following services:

  • Drug Benefit Plan Design and Analysis
  • Drug Pricing Negotiation
  • Formulary List Design
  • Full Disclosure on Network Pricing and Services
  • Performance Guarantees
  • Specialty Pharmacy Program Implementation

International Benefits

  • Access to Global networks
  • Consolidation of insurance – multinational pooling
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Testimonials

If we satisfy our clients, it means that we are doing our job right. See what our clients have to say about Sage Benefit Advisers.

  • Sage Benefit Advisers took the time to get to know our business. Vinnie was very attentive to our needs and consistently provided exceptional customer service.

    Robert Marmor, MSW, MBAPresident & CEO
    Jewish Family Service of Western Massachusetts

  • I have worked with Vinnie for a number of years and always found him to be a wealth of knowledge. Vinnie is a very, honest, straightforward, sincere and kind man. His listening skills and knowledge of insurance are incredible. He is always there to answer questions and always made personal visits to check in to make sure all your insurance needs were being met.

    Betty Kruczkowski, Village Ventures
    Williamstown, MA

  • Vinnie’s knowledge and energy abound. He is well respected and creates positive business relationships. He does his very best to connect with all that need him in a timely manner. Vinnie’s ability to time manage and multitask are exceptional.

    Vinnie is someone I can always count on. He is an asset to me in my position and to those I support.

    Lisa Guidi, The Footbridge North Hotel
    Wells, ME

  • Vinnie just gets it. I always like working with him and his clients and staff for 2 reasons:  1) He consistently treats people like he wants to be treated – simple sounding I know, but a trait that is rare these days. 2) He does the work. No short-cuts, no mumbo-jumbo, no excuses. He rolls up his sleeves and works to get the results he wants.

    As one of his Partners, I go above and beyond for him because he does the same for others.

    Bryan Gordon

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Contact Us

We are headquartered in Peterborough, New Hampshire, with offices in Western Massachusetts.

Thank you for your interest. Please contact us by using the information below.

Sage Benefit Advisers
4 Main Street
Peterborough, NH 03458
P: 603.784.5700
F: 603.784.5701

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News

  • July 22, 2018

    ‘Engaged’ UMass Amherst Alumni Cite Rewards of Staying Involved

    http://businesswest.com/blog/alums-engagement-become-passion/

    View Article
    July 22, 2018

    This adviser’s success secret: Putting clients ahead of profits

    https://www.employeebenefitadviser.com/news/this-advisers-success-secret-putting-clients-ahead-of-profits  

    View Article
    June 13, 2016

    Vinnie Daboul named to Board of Directors for Jarvis Surgical, Inc

    View Article
    June 13, 2016

    Has The Single-payer Era Arrived?

    http://www.employeebenefitadviser.com/opinion/has-the-single-payer-era-arrived  

    View Article
  • January 13, 2016

    The Importance of The In-Person Visit

    http://eba.benefitnews.com/blog/beadvised/the-importance-of-the-in-person-visit-2748048-1.html

    View Article
    January 13, 2016

    Lions, Tigers and Bears: Identify Your Business Fears

    http://eba.benefitnews.com/blog/beadvised/lions-tigers-and-bears-identify-your-business-fears-2747633-1.html#Login

    View Article
    January 13, 2016

    Vinnie Daboul appointed to Special Olympics of Massachusetts Board

    Vinnie Daboul, Partner and Co-Founder of Sage Benefit Advisers was recently appointed to sit on the Board of Special Olympics of Massachusetts.  Special Olympics Massachusetts[...]

    View Article
    March 26, 2015

    Vinnie Daboul Appointed to Chair of Isenberg School of Management Parents Organization

    Vinnie Daboul, Partner and Co-Founder of Sage Benefit Advisers was recently appointed to Chair of the newly created Isenberg School of Management Parents Organization at UMass, Amherst.

    Isenberg School of Management
  • March 26, 2015

    Vinnie Daboul Appointed to Trustmark Insurance Advisory Council

    Vinnie Daboul, Partner and Co-Founder of Sage Benefit Advisers was recently appointed to sit on the Trustmark Insurance Advisory Council for a two-year term.

    Trustmark Voluntary Benefit Solutions
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